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How It Works

Payday loans provide the finanacial help you need, when you need it the most. Our express loans cover unexpected expenses so you can avoid late fees and overdraft charges that other lending companies impose. All in an easy no-hassle online process.

To qualify, you must:

- Have a valid checking account set up with direct deposit

- Be 18 years of age and a U.S. citizen

- Earn at least $1,000 per month

Upon meeting the qualifications, complete and submit the online application. Then paydayloansus.org will get to work to find you the right loan to fit your needs.